IRA Retirement Planning… What Are Your Investment Options??

You may be surprised to learn that investing the funds in your retirement accounts such as IRAs or 401(k) s into stocks, bonds or mutual funds may not be the best way to plan for retirement. You may be able to move your existing retirement funds out of the unpredictable stock market into more profitable investing in real estate. As you know real estate appreciates at a rate far greater than the rate of inflation and it has consistently outperformed other investments over the last several years in both good and bad economies. Real estate values have steadily risen year after year, proving that it’s one of the most solid, steady, tangible and profitable investments you can make.

Be Properly Prepared For Your Retirement Years!

I would like to share with you an opportunity I have been privileged to learn about recently after years of experience in the real estate industry. Just like the majority of people, I too thought the only place for my hard earned retirement money was in the Stock Market and Mutual Funds – I was lucky to see 10% return per year and some years I lost money. After I lost big in the stock market in the dot-com bust, I knew that there must be a better way for the average person to retire comfortably without depending on the volatile stock market. For more information on why the stock driven retirement system is flawed, please go to these two links.

http://www.pbs.org/wgbh/pages/frontline/retirement

http://www.pbs.org/wgbh/pages/frontline/retirement/world/401k.html

Financial institutions — mutual funds, stock brokerages, banks — are typically where IRAs are held. But investments in other things, most notably real estate, are fully permissible under the Employee Retirement Income Security Act of 1974. It prohibits retirement plans from investing in just two types of investments — life insurance contracts and collectibles. Everything else is fair game.

Self-directed IRAs – “putting the ‘I’ back in IRA“.

Self-directed IRAs allow individuals to determine what, when and where to invest their retirement money. Real estate has always been permitted in IRAs, but few people know about this option. Unlike a REIT, you select the investment and have ownership with a Grant Deed and Title Insurance policy. Long-term real estate ownership historically has proven to be a strong vehicle yielding high appreciation . . . far superior to other retirement asset choices!

“Real Estate doesn’t lose 50% of its value in a few hours or day’s. Investors have the ability to substantially magnify returns by using leverage. When investors consider long-term benefits in their analysis, real estate has the potential to blow the market away in terms of cash on cash returns.”
–USA Daily News June 27, 2007

I am extremely excited about this opportunity and I wanted to share it with as many people as possible because most of us are facing an unpleasant retirement scenario unless we change our investment strategy. I can help you ROLLOVER your existing stock driven IRAs, 401K, 403K, Roth, SEP or CASH into real estate – tax free. This is your chance to reinvest your retirement assets from stocks to real estate for long term appreciation and stability.

IF your retirement garden — specifically your individual retirement account or IRA — hasn’t been growing fast enough to meet your future retirement needs, you might want to join a club of contrarians: those who have decided to take matters into their own hands. Literally.

• Internal Revenue Service: http://www.irs.gov/pub/irs-tege/irc408.pdf